Financing That Fits Your Goals
Home Financing Designed to Support Your Long-Term Goals
>> Home Financing Options
Buying a home is one of the biggest financial decisions you'll make. Diamond Dave helps homebuyers and homeowners compare mortgage options, understand the process, and choose financing that aligns with their goals. No matter if you're purchasing, refinancing, or investing, you'll have a trusted mortgage adviser by your side from start to finish.
> Conventional Loans
A conventional loan is one of the most popular financing options for homebuyers with established credit and steady income. If you're purchasing your first home, moving up, or refinancing, conventional financing offers flexible options to fit your goals.
Conventional loans may offer:
- Down payments starting as low as 3%
- Competitive fixed- and adjustable-rate options
- The ability to remove private mortgage insurance (PMI) once equity requirements are met
- Financing for primary homes, second homes, and investment properties
- And more!
> FHA Loans
FHA loans are designed to help more buyers achieve homeownership with flexible credit and down payment requirements. They're especially popular among first-time homebuyers but can be a great option for many borrowers.
FHA loans may include:
- Down payments as low as 3.5%
- Flexible credit qualifying guidelines
- Competitive fixed-rate financing
- Gift funds allowed for your down payment
- And more!
> VA Loans
If you've served our country, you've earned valuable home financing benefits. VA loans provide eligible veterans, active-duty service members, and qualified surviving spouses with flexible financing and significant savings.
VA loan benefits may include:
- No down payment for qualified borrowers
- No private mortgage insurance (PMI)
- Competitive interest rates
- Flexible qualifying requirements
- And more!
> USDA Loans
For buyers purchasing in eligible rural and suburban communities, USDA financing can make homeownership more affordable with little upfront investment.
USDA loans may offer:
- No down payment for qualified borrowers
- Competitive fixed interest rates
- Reduced monthly mortgage insurance costs
- Flexible income guidelines
- And more!
> Jumbo Loans
Looking at a higher-priced home? Jumbo financing provides loan amounts above conventional lending limits while offering flexible solutions for luxury properties and unique financial situations.
Jumbo financing may include:
- Financing for luxury homes
- Competitive loan options
- Primary, second home, and investment property financing
- Flexible loan structures
- And more!
> First-Time Homebuyers
Buying your first home doesn't have to feel overwhelming. David takes the time to explain your options, answer your questions, and help you understand each step of the homebuying process so you can move forward with confidence.
First-time buyers receive guidance on:
- Getting pre-approved
- Down payment options
- Monthly payment planning
- Closing costs
- Choosing the right loan program
- And more!
> Investment Property Financing
If you're purchasing your first rental property or expanding your real estate portfolio, David can help you compare financing options designed to support your investment goals.
Investment financing options may include:
- Single-family rentals
- Vacation homes
- Multi-unit properties
- Conventional investment financing
- Specialty loan programs
- And more!
> New Construction Financing
Building a home gives you the opportunity to create a space that fits your lifestyle. David works with buyers to navigate construction financing from the ground up.
Construction financing may include:
- One-time close options
- Conventional financing
- FHA and VA construction programs
- Builder partnerships
- And more!
> Refinancing
If you're looking to lower your monthly payment, access home equity, or achieve another financial goal, refinancing may help. David will review your current mortgage and help determine whether refinancing makes sense for your situation.
Refinancing may help you:
- Lower your monthly payment
- Access home equity
- Consolidate debt
- Remove mortgage insurance
- Adjust your loan term
- And more!
> Speciality Mortgage Programs
Every borrower has a unique story, and not every mortgage fits into a traditional box. David offers access to a variety of specialty financing solutions designed for buyers with different needs and goals.
Specialty programs may include:
- Down payment assistance
- Self-employed borrower solutions
- Bank statement loans
- ITIN financing
- Physician loans
- Renovation financing
- Non-QM programs
- And more!
Not Sure Where to Start?
You don't have to know which mortgage program is right for you—that's what I'm here for. We'll discuss your goals, budget, and timeline, then compare your options together so you can make an informed decision with confidence.
Mortgage Calculators
Have you ever been curious about what your monthly mortgage payment might be on a future home? Check out our great mortgage calculator tool to help start the conversation about homeownership!
*This calculator is for informational purposes only and may not be accurate. This is not a loan pre-qualification or pre-approval nor a commitment to lend. Additional fees such as HOA dues or Condo assessments are not included in the calculation. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. Contact a financial professional for full details.
